10 November 2016

General Awareness Latest Questions for All IBPS Bank Exams - November 2016

1. Regional Rural Banks were established under the President of India Ordinance issued in ..................
1) 1985 2) 1990 3) 1975 4) 1935 5) 1955

2. In which year, the RRB Act was passed with a view to develop the rural economy by providing, for the purpose of development of agriculture, trade, commerce, industry and other productive activities in the rural areas?
1) 1982 2) 2015 3) 1990 4) 1976 5) 1935

3. First Regional Rural Bank - Prathama Bank opened on 2 October 1975 in the district of Moradabad in...............
1) Uttar Pradesh 2) Karnataka
3) Andhra Pradesh 4) Tamilnadu 5) MP

4. Central government stake in RRB is ............
1) 40% 2) 80% 3) 50% 4) 100% 5) 20%

5. State government stake in the RRB is ....... percent.
1) 50 2) 35 3) 40 4) 15 5) 100

6. Sponsored bank stake in RRB is ........
1) 30% 2) 40% 3) 100% 4) 35% 5) 15%

7. Financial regulation of RRBs seen after by......
1) RBI 2) SEBI 3) PFRDA 4) IBRD 5) NHB

8. Supervisory powers of RRBs have been vested with.........
1) PFRDA 2) SIDBI 3) ODA 4) NABARD 5) CCI

9. Find the wrong combination relating to the RRB and its sponsored Bank.
1) Andhra Pradesh Grameena Vikas Bank - ICICI
2) Andhra Pragathi Grameena Bank - Syndicate Bank
3) Telangana Grameena Bank - SBH
4) Chaitanya Godavari Grameena Bank - Andhra Bank
5) Saptagiri Grameena Bank - Indian Bank

10. RBI in 2001 constituted a Committee under the Chairmanship of ........ on 'Flow of Credit to Agriculture and Related Activities from
the Banking System' which examined relevance of RRBs in the rural credit system and the alternatives for making it viable.
1) Chakrabarty 2) Narasimhan
3) Dr V S Vyas 4) Rangarajan 5) Usha Thorat

11. NRBI mooted for the efficient working of RRBs. NRBI means ..........
1) National Regional Bank of India
2) Now Rural Bank of India
3) National Run Bank of India
4) National Rural Bank of India
5) None

12. RRB Act passed in April 2015 facilitates raising the share capital of RRBs from the Rs. 5 crore to ...........
1) Rs.500 crore 2) Rs.400 crore
3) Rs.2,000 crore 4) Rs.100 crore 5) Rs. 50 crore

14. As per the revised guidelines of Reserve Bank of India, the priority sector lending target for Regional Rural Banks (RRBs) increased to .................. from the earlier target of 60%.
1) 75% 2) 80% 3) 100% 4) 90% 5) 95%

15. The Priority sector lending of RRBs include the loans given to .....
1) Agriculture
2) Micro, small and medium enterprises
3) Housing 4) Weaker sections
5) All of above

16. As per the new norms released, Rural banks have to advance ...... of total outstanding towards agricultural activities as part of Priority Sector Lending.
1) 18% 2) 15% 3) 25% 4) 7% 5) 10%

17. A target of .......... percent of total outstanding must be given to micro enterprises as part of Priority Sector Lending by RRBs
1) 7.5% 2) 10.5% 3) 6.8% 4) 8.2% 5) 11.5%

18. How much percent of total outstanding must be given to weaker sections as per the new norms of Priority Sector Lending by RRBs?
1) 20% 2) 12% 3) 15% 4) 9% 5) 10%

19. Central Vigilance Commission on 31 October 2016 declared that it is mandatory for public sector banks to report to it, in all such matters involving funds over ........
1) Rs.50 Lakhs 2) Rs.25 Lakhs
3) Rs.1 crore 4) Rs.10 Lakhs 5) Rs.20 Lakhs

20. Union Government and ......... signed $ 650 million loan agreement for the development of 1839 kilometres Eastern Dedicated Freight Corridor-III (EDFC-III) Project.
1) World Bank 2) NDB 3) IMF 4) ADB 5) AIIB

Answers:

1-3, 2-4, 3-1, 4-3, 5-4, 6-4, 7-1, 8-4, 9-1, 10-3, 11-4, 12-3, 13-4, 14-1, 15-5, 16-1, 17-1, 18-3, 19-3, 20-1.

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