17 October 2017

General Awareness Latest Practice Questions - October 2017

1. The Regional Rural Banks were established in ......
1) 1935 2) 1955 3) 1982 4) 1921 5) 1975

2. RRB Act was passed in ...... with a view to develop the rural economy by providing, for the purpose of development of agriculture, trade, commerce, industry and other productive activities in the rural areas.
1) 1982 2) 2000 3) 1976 4) 1991 5) 2001

3. Which among the following is the first Regional Rural Bank of India?
1) Langpi Dehangi Rural Bank
2) Uttar Bihar Gramin Bank
3) Prathama Bank
4) Ellaquai Dehati Bank
5) Gramin Bank of Aryavart

4. Prathama Bank opened on 2 October 1975 in the district of Moradabad in ...... sponsored by Syndicate Bank.
1) Uttar Pradesh 2) Madhya Pradesh
3) Odisha 4) Jammu and Kashmir 5) Punjab

5. In 2015, the RRB Act was amended. As per it, the combined shareholding of the central government and the sponsor bank should not be lower than ......
1) 75% 2) 20% 3) 26% 4) 51% 5) 49%

6. As per the amended Act 2015, if the state government's stake comes down to below .... in RRB, then the central government needs to consult the state government concerned.
1) 15% 2) 21% 3) 19% 4) 24% 5) 10%

7. RBI in 2001 constituted a Committee under the Chairmanship of ..... on 'Flow of Credit to Agriculture and Related Activities from the Banking System' which examined relevance of RRBs in the rural credit system and the alternatives for making it viable.
1) Chakrabarthi 2) Narsimhan
3) Dr. V. S Vyas 4) Rangarajan 5) Usha Thorat

8. NRBI mooted for the efficient working of RRBs. NRBI means .......
1) National Regional Bank of India
2) Now Rural Bank of India
3) National Run Bank of India
4) National Rural Bank of India
5) None of these

9. With a view to bringing the CRAR of RRBs to at least 9%, which Committee recommended recapitalisation support to the extent of Rs.2,200 crore to 40 RRBs in 21 States?
1) Usha Thorat 2) Narasimhan
3) K.C. Chakrabarty 4) H.R. Khan 5) Bibek Debroy

10. As per the revised guidelines of RBI, the priority sector lending target for Regional Rural
Banks (RRBs) increased to ....... from the earlier target of 60%.
1) 75% 2) 80% 3) 100% 4) 90% 5) 95%

11. The Priority sector lending of RRBs include the loans given to .......
1) Agriculture
2) micro, small and medium enterprises
3) housing
4) weaker sections
5) All of above

12. As per the new norms released, Rural banks have to advance ..... of total outstanding towards agricultural activities as part of Priority Sector Lending.
1) 18% 2) 15% 3) 25% 4) 7% 5) 10%

13. Out of 18% of total advances given to Agriculture, ....... percent of advances must be given to marginal farmers within agriculture by RRBs.
1) 4% 2) 7% 3) 5% 4) 2.5% 5) 8%

14. A target of ....... percent of total outstanding must be given to micro enterprises as part of Priority Sector Lending by RRBs.
1) 7.5% 2) 10.5% 3) 6.5% 4) 8.0% 5) 11.5%

15. How much percent of total outstanding must be given to weaker sections as per the new norms of Priority Sector Lending by RRBs?
1) 20% 2) 12% 3) 15% 4) 9% 5) 10%

16. Banks, with deficit in priority sector loans, are allowed to buy PSLCs. In this context, PSLC stands for .....
1) Primary Sector Lending Certificates
2) Priority Sector Lending Certificates
3) Priority Score Lending Certificates
4) Priority Sector Loading Certificates
5) Priority Sector Leading Certificates

17. Which of the following statement is wrong, as per the statement given by RBI?
1) In all regional rural banks (RRBs) in the country, two notched up net profit of over
Rs.150 crore each during 2016-17.
2) Karnataka Vikas Grameena Bank and Andhra Pragathi Grameena Bank recorded
net profit of more than Rs.150 crore during 2016-17.
3) The merger of Regional Rural Banks to be completed by 31 December 2018.
4) By March 2017, RRBs had 21,398 branches spread across 676 districts and
28 States.
5) All of above correct

18. Presently 56 Regional Rural Banks (RRBs) are functioning in the country. How many RRBs earned profits without carrying any accumulated losses during 2015-16?
1) 45 2) 41 3) 21 4) 19 5) 34

19. On 5 June 2017, RBI notified that it doubled the quantum of loan that Regional Rural Banks (RRBs) can give against security of gold/ gold ornaments to .......
1) Rs.5 Lakh 2) Rs.4 Lakh 3) Rs.3 Lakh
4) Rs.1.5 Lakh 5) Rs.2 Lakh

20. The mergers of which banks now exempt from seeking CCI approval, according to a notification a move that will lead to faster closure of such transactions.
1) Public banks 2) Private Sector banks
3) Payment banks 4) Foreign banks
5) Regional Rural Banks

21. Andhra Pradesh Grameena Vikas Bank (APGVB) is set to raise up to Rs.800 cr. The APGVB is a regional rural bank sponsored by ......
1) SBI 2) Syndicate Bank
3) Bank of Baroda 4) IOB 5) Corporation bank

22. 'We are With You' is the tagline of .......
1) Bihar Gramin Bank
2) Assam Gramin Vikas Bank
3) Andhra Pradesh Grameena Vikas Bank
4) Prathama Bank
5) Mahesh Cooperative Bank

23. Which RRB made 250 villages in nine districts under its jurisdiction hundred percent digital villages for banking activities by 31 March 2017?
1) Andhra Pragathi Bank 2) Prathama Bank
3) Karnataka Vikas Grameen Bank
4) Sapthagiri Grameen bank
5) Andhra Pradesh Grameena Vikas Bank

Answers:

1-5
2-3
3-3
4-1
5-4
6-1
7-3
8-4
9-3
10-1
11-5
12-1
13-5
14-1
15-3
16-2
17-3
18-1
19-5
20-5
21-1
22-3
23-3.

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